Rural England
Mortgage arrears
Key points
- In both rural and urban districts, one in seven heads of households with a mortgage is not in full-time work and therefore arguably in an economically vulnerable position.
- See the UK indicator on mortgage arrears.
Graph 1: Compared to urban
View Graph as PDF (resizeable) Right click to save large version of Graph as PNG
Rural/urban ratios (urban = 10)
On most poverty and social exclusion indicators, rural areas have 'better scores' than urban areas. The purpose of the table below is to differentiate between those subjects where rural areas are 'a bit better' and those where rural areas are 'a lot better'. It does so by presenting the rural statistics for the indicator as a proportion of the urban statistics. So, for example, a rural 'score' of 6 in the table below means that the rural statistic is around 60% of its urban equivalent.
| 'Very rural' districts | 10 |
|---|---|
| 'Mostly rural' districts | 10 |
| 'Part rural' districts | 8 |
Definitions and data sources
The graphs
The graph shows the proportion of households with mortgages where the head of the household has the economic status shown. The total is effectively the proportion of households with mortgages where the head of the household is not in full-time work.
Level of the data
Lower tier local authorities (districts), as classified by the DEFRA 2005 classification system. Both the DEFRA classification rules and their results by local authority can be found on the page on rural/urban classification systems.
Source
Survey of English Housing, DCLG. To improve its statistical reliability, the data is the average for the latest three years.
The numbers
| Type of district | Part-time work | Unemployed | Economically inactive | Total not in full-time work |
|---|---|---|---|---|
| 'Very rural' districts | 6% | 1% | 7% | 14% |
| 'Mostly rural' districts | 7% | 1% | 6% | 13% |
| 'Part rural' districts | 6% | 1% | 5% | 12% |
| Urban districts | 7% | 1% | 6% | 14% |