Rural England
Without a bank account
Key points
- Somewhat fewer households have no bank or building society account in rural districts than in urban districts: 4% compared to 5%.
- See the UK indicator on bank accounts.
Graph 1: Compared to urban
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Rural/urban ratios (urban = 10)
On most poverty and social exclusion indicators, rural areas have 'better scores' than urban areas. The purpose of the table below is to differentiate between those subjects where rural areas are 'a bit better' and those where rural areas are 'a lot better'. It does so by presenting the rural statistics for the indicator as a proportion of the urban statistics. So, for example, a rural 'score' of 6 in the table below means that the rural statistic is around 60% of its urban equivalent.
| 'Very rural' districts | 7 |
|---|---|
| 'Mostly rural' districts | 7 |
| 'Part rural' districts | 9 |
Definitions and data sources
The indicator
For each type of local authority district, the graph shows the proportion of households without a bank, building society or any other kind of account. As well as bank and building society accounts, the figures also count any savings or investment accounts as well as post office card accounts but do not include stocks and shares, premium bonds, gilts, Save As You Earn arrangements or Credit Unions.
Level of the data
Lower tier local authorities (districts), as classified by the DEFRA 2005 classification system. Both the DEFRA classification rules and their results by local authority can be found on the page on rural/urban classification systems.
Source
Family Resources Survey, DWP. To improve its statistical reliability, the data is the average for the latest three years.
The numbers
| Type of district | Proportion of households without an account |
|---|---|
| 'Very rural' districts | 4% |
| 'Mostly rural' districts | 4% |
| 'Part rural' districts | 5% |
| Urban districts | 5% |